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12 Innovative Mobile Payment Apps

Paying with a smartphone is easier than ever. Innovative mobile payment applications offer consumers new ways to exchange money with their peers, purchase products, use alternative currencies, manage expenses, earn rewards, and more.

Here is a list of innovative mobile payment applications. There are digital wallets, mobile commerce applications, cryptocurrency applications, and peer-to-peer payment platforms.

Google Pay

Google Pay

Google Pay is a fast and easy way to pay online and in physical stores. With Google Pay, access hundreds of apps without having to enter your payment information. Google Pay Send, a peer-to-peer feature included in Google Pay, has replaced the Google Wallet service. With Google Pay Send, pay someone with an email address or phone number. When you pay in the store, Google Pay shares an encrypted number (instead of your bank details) with the merchant.

Cash App

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Cash App

From Square, Cash App is an easy way to exchange, send, request and receive money. Every time you receive a payment, keep the funds in your balance to withdraw or spend them with your credit card, or make a deposit to your linked bank account. Sending money does not cost anything. With Cash Boost, choose a location or category and get instant cash back every time you use your Cash Card. Buy and sell Bitcoin from the app in seconds. Money is currently not available outside of the United States.

Venmo

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Venmo

A PayPal service, Venmo is a simple and fun application to quickly send money between friends and go shopping in your favorite online stores. Pay your friends and family with a Venmo account using the money you have at Venmo, or quickly associate your bank account or debit card. Add notes to your payments using your favorite emojis and enjoy or comment on your friends' stories. Easily track your finances. It is free to send money using your Venmo balance, your bank account, your debit card or your prepaid card. A 3% fee applies to credit cards.

Facebook Messenger

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Facebook Messenger

Facebook Messenger has developed well beyond the original email application. Send or receive money in Messenger after adding a debit card or PayPal account to your account and installing the latest version of Messenger. Once you have added your payment information, you can create a PIN to provide additional security the next time you send money. To request money from someone in Messenger, open a chat and click on the dollar icon.

Jaxx

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Jaxx

Jaxx is a cryptocurrency wallet available for download on eight platforms. Use Jaxx to store, control and exchange a variety of cryptocurrencies based on blockchain, including Bitcoin, Bitcoin Cash, Ethereum, Classic Ethereum, Litecoin, Dash and Zcash. He has a free customer service.

Zelle

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Zelle

Zelle is a new way to send money to almost any US bank account in minutes. With just an email address or cell phone number, you can send and receive money quickly and securely with more people, no matter where they bank. Access the Zelle app to send and receive money, or use Zelle via your bank or credit union. The money sent with Zelle is usually available to a registered recipient in minutes.

LevelUp

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Level of Object

LevelUp gives you the power to order your coffee, lunch, afternoon tea, breakfast and dinner in one go and prepare it when you are there. Most orders are ready in 7 to 15 minutes. LevelUp lets you know when it will be ready and where to catch it in store. When you arrive, no need to wait online. Your food is paid for and ready for you. Just take your items in the pickup area.

Qkr

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Qkr

Use Qkr with Masterpass to order and pay for food and beverages, split the bill, or make school payments. The Qkr app with Masterpass is free, easy to use and available in thousands of places. Check out Qkr with nearby Masterpass merchants. Split the bills, add to your order from the app, and pre-order and pay for food and beverages and collect from the dedicated Qkr collection point. Qkr uses Masterpass, the secure digital wallet solution from Mastercard, which accepts Mastercard, Visa, American Express and Discover cards.

Skrill

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Skrill

Use the Skrill app to send money to your friends and relatives, pay and play online, or make fast and easy international payments to merchants. Store your credit and debit cards and your bank details securely. Spend funds instantly while keeping your private financial data. Send or receive money in 40 currencies across 200 countries. Every month, take advantage of new offers, offers and bonuses from merchants.

PayPal

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PayPal

Send money to anyone with a PayPal account anywhere in the world. All you need is the recipient's email address or mobile phone number. They can quickly use the money online or remove it in a few clicks. Manage how to send, spend and receive at a glance in the mobile wallet.

Alipay

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Alipay

Developed by Alibaba and co-founder Jack Ma, Alipay is the world's largest mobile payment platform with over 100 million daily transactions and over 520 million active users. Its digital portfolio, Alipay Wallet, includes a mobile application that allows consumers to make transactions directly from their mobile devices. It is available in 70 markets and has been adopted by more than 80,000 stores worldwide.

Apple pays cash

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Apple Pay In Cash

Register Apple Pay Cash and your credit and debit card information in the Google Wallet app, as well as boarding cards, tickets, reward cards, and more. Apple Pay works with most credit and debit cards from almost every US bank. When you receive money, it is added to your Apple Pay Cash card residing in the Google Wallet app. Start using the money immediately to make purchases using Apple Pay in physical stores, in apps and on the web. You can also transfer your Apple Pay Cash balance to your bank account.

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